Cash Advance to Grow Your Business
Dream it. Plan it. We can Fund it so you can begin to build it!
Merchant capital solutions to help your business grow
How it Works
1. Quick & Easy Application
Tell us about your business.
2. Select What Works for You
We provide multiple options for each client.
3. Get the Capital You Need!
We wire funds direct to your account.
We offer a variety of affordable financing solutions to meet your every business need. Whether you are seeking a small business loan or a merchant cash advance, iPay Consulting will assist you in selecting the best working capital program for your unique situation.
Business Advance
Good to know
- Business receives a portion of their annual gross sales through credit card payments for good and services
- Revenue may be seasonal or variable month to month
- Annual gross sales exceed $100,000
- Time in business is at least 9 months
Features
- There is no set maturity date or fixed daily payments. We get repaid as you get paid
- Small fixed daily % of card sales withheld until the balance of the purchased receipts are satisfied
Benefits
- Non-asset-based (non ABL product)
- No switch in credit card processing required
- Same day pre-approval process
- Funding as fast as 24 hours after approval
- Higher approval rates than traditional banks
Business Loans
Good to know
- Revenue of business is relatively stable
- Annual gross sales exceed $100,000
- Time in business is at least 9 months
Features
- Set maturity date
- Small daily deduction from your business bank account (Monday-Friday)
- Term loans available 4-24 months
Benefits
- Non-asset-based (non ABL product)
- Same day pre-approval process
- Funding as fast as 24 hours after approval
- Higher approval rates than traditional banks